Medicamentos recetados (pacientes ambulatorios)

La Parte B de Medicare (seguro médico) cubre una cantidad limitada de medicamentos recetados para pacientes ambulatorios bajo ciertas circunstancias.

Por lo general, la Parte B cubre medicamentos que normalmente no tomaría usted mismo, como los que le dan en un consultorio médico o en un entorno de hospital para pacientes ambulatorios.

Estos son algunos ejemplos de medicamentos cubiertos por la Parte B:

  • Nuevo medicamento para el Alzheimer (Leqembi, nombre genérico lecanemab): Medicare cubre un nuevo tipo de medicamento para disminuir o retrasar los síntomas de Alzheimer. Hable con su proveedor para saber si este medicamento es adecuado para usted.
    • Este medicamento no cura ni revierte la enfermedad de Alzheimer.
    • El medicamento se administra por vía intravenosa (a través de una vena) en el consultorio de un proveedor u otro entorno de atención ambulatoria.
    • Si usted y su proveedor deciden que este tratamiento es adecuado para usted, su proveedor enviará datos para ayudar a determinar qué tan bien funciona este nuevo medicamento como parte de su atención. Esto es parte del proceso para que Medicare cubra el medicamento. 
  • Medicamentos utilizados con un equipo médico duradero (DME): Medicare covers drugs infused through DME (like an infusion pump or nebulizer) if the drug used with the pump is reasonable and necessary.
  • Some antigens: Medicare covers antigens if a doctor or other health care provider prepares them and a properly instructed person (who could be you, the patient) gives them under appropriate supervision.
  • Medicamentos inyectables para la osteoporosis.
  • Agentes estimulantes de la eritropoyenina: Medicare cubre la eritropoyetina por inyección si tiene enfermedad renal en etapa final (ESRD, por sus siglas en inglés) o necesita este medicamento para tratar la anemia relacionada con otras afecciones.
  • Blood clotting factors: If you have hemophilia, Medicare covers injectable clotting factors you give yourself.
  • Injectable and infused drugs: Medicare covers most injectable and infused drugs when a licensed medical provider gives them.
  • Oral End-Stage Renal Disease (ESRD) drugs: Medicare covers some oral ESRD drugs if the same drug comes in an injectable form and the Part B ESRD benefit covers it.

La Parte B cubre medicamentos calciomiméticos bajo el sistema de pago ESRD, incluyendo la medicación intravenosa Parsabiv y la medicación oral Sensipar.

Your ESRD facility is responsible for giving you these medications either at the facility or through a pharmacy they work with. You’ll need to talk to your ESRD facility staff and your health care provider to find out:

  • Dónde obtendrá estos medicamentos.
  • Cuánto pagará.
  • Nutrición parenteral y enteral (alimentación intravenosa y por medio de sondas): Medicare cubre ciertos nutrientes si usted no puede absorber los nutrientes a través del aparato intestinal o no puede ingerir los alimentos por la boca.
  • Intravenous Immune Globulin (IVIG): Medicare covers IVIG you get at home if both of these conditions apply:

    • You've been diagnosed with primary immune deficiency disease.
    • Your health care provider decides that it's medically appropriate for you.

    Part B also pays for other items and services related to you getting the IVIG at home.

  • Shots (vaccinations): Medicare covers flu shots, pneumococcal shots and COVID-19 vaccines. Medicare also covers Hepatitis B shots for certain people, and some other vaccines when they’re related directly to the treatment of an injury or illness.
  • Medicamentos para trasplantes/inmunosupresivos). Medicare cubre la terapia con medicamentos para trasplantes si Medicare ayudó a pagar su trasplante de órgano. Debe tener la Parte A en el momento del trasplante cubierto y debe tener la Parte B en el momento en que recibe medicamentos inmunosupresores. 

    If you only have Medicare because of End-Stage Renal Disease (ESRD), your Medicare coverage (including immunosuppressive drug coverage) ends 36 months after a successful kidney transplant. Medicare offers a benefit that helps you pay for your immunosuppressive drugs beyond 36 months if you don’t have certain types of other health coverage (like a group health plan, TRICARE, or Medicaid that covers immunosuppressive drugs). This benefit only covers your immunosuppressive drugs and no other items or services. It isn’t a substitute for full health coverage. If you qualify, you can sign up for this benefit any time after your Part A coverage ends. To sign up, call Social Security at 1-877-465-0355. TTY users can call 1-800-325-0788.
  • Oral cancer drugs: Medicare covers some cancer drugs you take by mouth if the same drug is available in injectable form, or it's a prodrug of the injectable drug. A prodrug is an oral form of a drug that, when ingested, breaks down into the same active ingredient found in the injectable drug. 
  • Oral anti-nausea drugs: Medicare covers oral anti-nausea drugs you get as part of an anti-cancer chemotherapeutic regimen if you take them before, during, or within 48 hours of chemotherapy, or you get them as full therapeutic replacement for an intravenous anti-nausea drug.
  • Medicamentos autoadministrados en ámbitos de cuidado de salud ambulatorio: bajo ciertas circunstancias, Medicare puede pagar algunos medicamentos autoadministrados si usted los necesita para los servicios de hospital para pacientes ambulatorios que está recibiendo.

Sus gastos en Medicare Original

  • Doctors, other health care providers, and pharmacies must accept assignment for Part B-covered drugs, so they should never ask you to pay more than the coinsurance or copayment for the Part B-covered drug itself. 
  • In most cases, after you meet the Part B deductible , you pay up to 20% of the Medicare-approved amount  for covered Part B prescription drugs.
    • Your coinsurance amount can sometimes change depending on your prescription drug's price. 
    • You might pay a lower coinsurance for certain Part B covered drugs and biologicals you get in a doctor's office, pharmacy, or outpatient setting, if their prices have gone up faster than the rate of inflation. The specific drugs and potential savings change every quarter.
  • Si los medicamentos cubiertos por la Parte B que recibe en un entorno de atención ambulatoria forman parte de sus servicios ambulatorios, usted paga un copago por los servicios. La Parte B no cubre los medicamentos "autoadministrados" en un entorno de atención ambulatoria. Los "medicamentos autoadministrados" son medicamentos que normalmente tomaría por su cuenta.
  • If you get non-covered prescription drugs in a hospital outpatient setting, you pay 100% of the cost of the drugs, unless you have other drug coverage. If you have other coverage (like Part D), what you pay depends on whether your drug plan covers the drug, and if the hospital is in your plan’s network. Contact your plan to find out what you pay.
  • You pay nothing (and the Part B deductible doesn't apply) for COVID-19 vaccines, or for flu, pneumococcal, and Hepatitis B (for those at intermediate or high risk) shots.
  • For immunosuppressive drugs, you’ll pay a monthly premium of $103 (or higher based on your income) and a $240 deductible in 2024. Once you’ve met the deductible, you’ll pay up to 20% of the Medicare-approved amount for your immunosuppressive drugs. If you sign up for the immunosuppressive drug benefit and have limited income and resources, but don't have full Medicaid coverage, you may qualify for help paying the costs through one of these Medicare Savings Programs: Qualified Medicare Beneficiary (QMB) Program, Specified Low-Income Medicare Beneficiary (SLMB) Program, and Qualifying Individual (QI) Program. Más información sobre los Programas de ahorros de Medicare.

Cosas que debe saber

Medicare drug plans (Part D) cover many drugs that Part B doesn't cover. If you have Original Medicare, you can join a Medicare drug plan to get Medicare drug coverage. If you join a drug plan, check your plan's drug list (also called a  formulary ) to find out what outpatient drugs it covers.

La Parte D generalmente cubre todas las demás vacunas recomendadas para adultos (como las vacunas contra la culebrilla, el tétanos, la difteria y la tos ferina) para prevenir enfermedades. Hable con su proveedor sobre cuáles son las adecuadas para usted. Ahora puede obtener más vacunas bajo la Parte D sin costo alguno para usted. Comuníquese con su plan para obtener más detalles.

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