Compare los beneficios de los planes Medigap
The chart below shows what each Medigap plan covers for different Medicare services.
= the plan covers 100% of this benefit
= the plan doesn't cover this benefit and you're responsible for paying the cost
% = the plan covers that percentage of this benefit and you’re responsible for the rest
N/A = not applicable
La póliza Medigap sólo pagará su coseguro después de que haya pagado el deducible (a menos que la póliza Medigap también cubra su deducible).
Compare los beneficios ofrecidos por cada plan:
Beneficios de Medigap
| Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G* | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|---|
| Coseguro de la Parte A y costos de hospital hasta 365 días adicionales después de que se agotan los beneficios de Medicare | | | | | | | | | | |
| Coseguro o copago de la Parte B | | | | | | | 50% | 75% | | *** |
| Beneficio de sangre (primeras 3 pintas) | | | | | | | 50% | 75% | | |
| Copago o coseguro de hospicio de la Parte A | | | | | | | 50% | 75% | | |
| Coseguro del centro de enfermería especializada | | | | | | | 50% | 75% | | |
| Deducible Parte A | | | | | | | 50% | 75% | 50% | |
| Deducible Parte B | | | | | | | | | | |
| Cargos en exceso de la Parte B | | | | | | | | | | |
| Emergencia de viaje en el extranjero (hasta los límites del plan) | | | 80% | 80% | 80% | 80% | | | 80% | 80% |
| Límite de gastos del propio bolsillo** | N/A | N/A | N/A | N/A | N/A | N/A | $8,000 en 2026
| $4,000 en 2026
| N/A | N/A |
*Plans F and G also offer a high‑deductible plan in some states. You must pay up to $2,950 in 2026 for Medicare-covered costs (coinsurance, copayments and deductibles) before your policy pays anything.
*Plans K and L pay 100% of covered services for the rest of the calendar year after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($283 in 2026). The out-of-pocket limit for plan K is $8,000 and Plan L is $4,000 in 2026.
***Plan N pays 100% of the costs of Part B coinsurance. You must pay a copayment of up to $20 for some office visits and up to $50 for emergency room visits when you aren't admitted as an inpatient.
Próximos pasos: Conozca cómo funciona Medigap